Which franchises do we support?


About Us

We are a company dedicated to verifying fraud with tools that verify process in payments with credit and debit cards, we verify risk on credit applications, also we have a tool for consultant fraud information for analytics and data scientist of companies. Our company offers many solutions for payment systems, such as tokenization of information and payments, we have our own 3D security system called SecPay3 and other tools. Our system is capable of detect cloned or hacked credit and debit cards in Latin America and North America and a part of Europe. We have developed specialized algorithms for the early detection of cards that have been cloned or duplicated.

Waiapay is a innovative company that safe the financial system through tools or solutions of fraud prevention, our technology build with machine learning and deep learning can help your company to take the better decisions, our infrastructure is friendly for your develop team, easily to implement and very fast, APIs for developers by developers.

Waiapay open source for startups.

Our services for startups are free, if your startup process 36.000 transactions per year, you can apply for our free services, with this plan your startup only will need pay $ 75 USD per mont for support consultant, if you don’t consider that needed our area of support, you can apply equally without any problem. Verify payments with credit and debit card, with our specialized algorithms on fraud detect, cloned or hacked credit card detected. Compare behavior analysis Verify suspicious user behavior on payment trends with real-time behavior analytics to avoid automated or scheduled attacks. Improves fraud detection rate. Reach up to 88% success to prevent fraud in the global market. Waiapay also offer in our system a manual review Save up to 15 minutes of review time. RISK SCORES Risk scores are generated with completely accurate data and allow you to block fraudulent users with adjustable thresholds. PROXY / VPN / TOR DETECTION Detect connection methods and mitigate risks associated with certain proxies, virtual private networks, or TOR browser users. Read terms and conditions.

Technical support

At Waiapay, we provide a promptly and convenient assistance service to solve any doubts through a chanel via email, with the purpose of giving our customers the best technical and commercial help, refereeing them to our experts. You can contact us by call, email or whatsapp.

Multidisciplinary team

At Waiapay we have a proactive team, multidisciplinary Our team is highly competent, with diverse professions, experts, proficient and qualified. Day after day we working in new technologies, we to make our services better thus being able to offer the best solution for your company.

Build your own fintech products with our APIs

Waiapay fintech platform provides you with several APIs to build exactly the financial product your customers want. We have a simple documentation, made by developers for developers, our documentation will have you up and running in almost no time. All just Depending on your businesses need, you can easily connect with our APIs, Behavior analysis Verify suspicious user behavior on payment trends with real-time behavior analytics to avoid automated or scheduled attacks.

Why are we special?

About Us

Global database

One of our most relevant assets is a safe global database that helps us verify and protect the information that are at risk.

Online payment safety

We verify credit and debit card, with our services specialized on fraud detection we verify and prevent fraud in your company, we blocking the payment if the card is found to be compromised.

Email alert

Our alert system works not just for the companies using our services, but also for cardholders that have registered freely to verify their cards.


Our APIs are a solution for companies that like to prevent, Waiapay APIs are tools that help your company to build the better solution for your customers.

Cardholder’s peace of mind

Any person who owns a debit or credit card of any country is known as a cardholder, waiapay lets them check their card status in our global black list database. At Waiapay, the information safety is a priority; we will never reveal any sensible data like codes, pam, ccv or complete card numbers.

Online Support

If your company use any service of waiapay, contact us for resolve any question about of our service. support@waiapay.com, for other question contact us to commercial@waiapay.com .


We are the perfect ally for your company. Our system is at your service, providing you with an API system that enables you to validate in real time any credit or debit card, waiapay offer solutions capable of prevent whatever type risk in differents solution of payment, verifying it in our blacklist, Our databases and systems that updates itself everyday thanks to its specialized algorithm based on machine and deep learning. Thousands and thousands of cards in different countries are put at risk and a big part of them are identified on time allowing us to add them to the blacklist database.


Our panel will allow you to keep a graphic control of every verified and blocked transaction for every card found in the black list; you could also see the amount of unauthorized transactions charged to your card, waiapay offer a special system for your company to verified your information on real time.


Waiapay builded an special system that offer more security in payments when cardholder pay in a commerce that use waiapay Anti-fraud system or tokenizer service API, this system is SecPay3 (Secure payment 3), this system permit verify the payment in 3 parts of validation kind of 3d secure verification of visa, our system is activate if your company require this tool to validate payments in your company.


Our system will verify any card from any franchise like VISA, MASTERCARD, MAESTRO, DINERS, DISCOVER, JCB. Our database contains even compromised card from different countries, giving our clients the ability to detect even fraudulent charges made with foreign cards remember that your company is very important.

Common Questions

Here you can find commons ask

Can I integrate an API to my company?
Yes you do! You can integrate our verification or black list API to your company, you just need meet the requirements that will prove us that your company is legal and that you work with financial products or that you process online payments like Fintech, payment gateways, NEO banks, payments, crowdfunding, insurance, trading and e-commerce in general.
Our specialized algorithm detects a large number of compromised cards, these are blacklisted to help mitigate fraud. Our service verifies in real time and issues an alert that prevents payment of the cloned or hacked card to be processed.
No, this service is only for institutional clients that can demonstrate they belong to the financial sector. Normal cardholders can register in our basic plan where for $5 USD they can verify whether their card is at risk and will receive an email alert with the search result. Waiapay will never ask for financial information like complete card numbers, pin or pam, pins or security codes.
It is important to know that unused searches do not roll over to the next billing period. We offer standard plans to meet your company’s needs or a number of monthly transactions.
Can I trust the information I get from Waiapay?
Yes, you can trust our system; Waiapay has a global database where you can verify if your credit or debit card has been compromised. Our powerful algorithms work day and night, 24/7 to keep the information updated. Waipay doesn’t guaranteed your card to be in our black list since there are a lot of different ways to obtain card information, nonetheless, we detect hundreds and hundreds of compromised cards every week, hence we are helping reduce a high percentage of credit and debit card fraud.
This cards information is stored in our database which has all the necessary security standards, these cards are then put on a black list that is available to financial institutions or any company processing online payments. These institutions have the possibility to validate payment thought the system so they can help prevent fraud as well.
You should immediately contact your bank, let them know of the situation and ask for your card to be blocked. Also remind yourself to always take be cautious, don’t give others access to your card, use it only in authorized places, check if the web has security codes SSL or PCI DSS rules, never give financial information over the phone, emails or in chats.
We are not an insurance company; we are a startup focused on debit and credit card fraud prevention. We provide our services to financial institutions, Fintech and Ecommerce companies in general. We do not offer any type on insurance. What we do offer is a verification method for companies and cardholders.

Solutions Waiapay

This boards contain a description for solutions tools waiapay, if you need more details about our prices, contact us.

APIs For your fintech

This boards contain a description for tools waiapay, if you need more details about our prices, contact us.

Private Cards

We offer a special software for your payments company.

Our Company has an API for your system, you can verify transactions when your clients pay with credit and debit card, Don't lose money, detect cloned or hacked credit and debit cards around the world.


  • VISA
  • AMEX
  • JCB

Contact Us

Our team is available



Waiapay, inc

New Castle, Delaware