Yes you do! You can integrate our verification or black list API to your company, you just need meet the requirements that will prove us that your company is legal and that you work with financial products or that you process online payments like Fintech, payment gateways, NEO banks, payments, crowdfunding, insurance, trading and e-commerce in general.

Our specialized algorithm detects a vast quantity of compromised cards and puts them in a black list which can be verify with our API by the companies that have our service. Our service verifies in real time and emits an alert preventing the payment from the cloned or hacked card to be processed.

No, this service is only for institutional clients that can demonstrate they belong to the financial sector. Normal cardholders can register in our basic plan where for $1 USD they can verify whether their card is at risk and will receive an email alert with the search result. Waiapay will never ask for financial information like complete card numbers, pin or pam, pins or security codes.

It is important to know that unused searches do not roll over to the next billing period. We offer standard plans to meet your company’s needs or a number of monthly transactions.

Yes, you can trust our system; Waiapay has a global database where you can verify if your credit or debit card has been compromised. Our powerful algorithms work day and night, 24/7 to keep the information updated. Waipay doesn’t guaranteed your card to be in our black list since there are a lot of different ways to obtain card information, nonetheless, we detect hundreds and hundreds of compromised cards every week, hence we are helping reduce a high percentage of credit and debit card fraud.

This cards information is stored in our database which has all the necessary security standards, these cards are then put on a black list that is available to financial institutions or any company processing online payments. These institutions have the possibility to validate payment thought the system so they can help prevent fraud as well.

You should immediately contact your bank, let them know of the situation and ask for your card to be blocked. Also remind yourself to always take be cautious, don’t give others access to your card, use it only in authorized places, check if the web has security codes SSL or PCI DSS rules, never give financial information over the phone, emails or in chats.

We are not an insurance company; we are a startup focused on debit and credit card fraud prevention. We provide our services to financial institutions, Fintech and Ecommerce companies in general. We do not offer any type on insurance. What we do offer is a verification method for companies and cardholders.